Banking/Financial Services (Regulated)
Portfolio Advisory predominately work within the regulated financial services sector. Our expertise in this
sector is unparalleled within the UK. Our FCA approved Director, Chris (SMF3); has a deep and enriched
knowledge of selling portfolio within the regulated space. We navigate the full process with you to reflect
Consumer Duty commitments, whilst ensuring you exceed CONC7 protocol. 

Portfolio Advisory provides the full end-to-end solution including legal contracts that enables a full holistic
solution to portfolio sale, unlike anyone in the UK marketplace.

 

Automotive
Portfolio Advisory continues to sell for the UK’s largest captives and independent automotive finance providers. We are situational experts in end to end portfolio sale solutions within the regulated and non-regulated sector. Added value is delivered through our unrivalled understanding of the automotive market and therefore we can build bespoke selling points within the collections and recoveries process that earmarks optimum price return on exit.
 

Commercial Banking (Financial Sector)
Often an overlooked sector for portfolio sale, however, Portfolio Advisory work for some of the UK’s largest banks. We pride ourselves in understanding origination and the customer journey before building the most appropriate sale solution based on quantum. Due to volumes, clients within the sector require bespoke forward-flow solutions that reflect their ever-changing book variants and tolerances. Portfolio Advisory fully understand this and carefully craft long term debt sales solutions.

Commercial (Non-Finance)
Business to business portfolio sales are on the increase. Credit Managers and Senior Executives are always looking for innovative news ways of working problematic accounts. With IFRS9, the increase cost of collection (pre-action protocol), GDPR obligation and stretching DSO; there has never been a better time to discuss debt sale. Portfolio Advisory has vast experience in non-regulated commercial debt sale and can add immediate value to your P&L by building a bespoke debt sale solution.
 

Utilites
Having worked within this industry previously, Portfolio Advisory understands the sensitivity around the customer journey and regulatory exposure. Therefore, by fully understanding your collections and recoveries processes we can provide you with a carefully choreographed debt buyer panel that protects your brand post sale whilst achieving optimum prices.

IVA, Trust Deed, Bankruptcy & Sequestration
It is not unusual for collection departments to switch off when in receipt of a pending customer insolvency situation, as the perception is collection opportunity has ceased. Portfolio Advisory sees this as an opportunity. We work with our clients to cleanse, data enrich and prepare these type of cases for sale. This lost revenue can quickly be turned around into an income stream through spot sale or forward flow sale via Portfolio Advisory debt sale service.

 

Portfolio Advisory can provide a free portfolio review and health check. We seek to understand reasoning for sale through use of market knowledge, 27 years experience, data review, segmentation profiling and analytics. In conclusion, Portfolio Advisory will provide you with sale probability, audience, market expectation and best practice guide on sale preparation.